We firmly believe that paying must be easy, secure and convenient.

So, as a leading Swiss fintech, Viseca is constantly working on innovative, digital solutions and services for the cashless future. In a sense, the innovation platform “Walter” spearheads this process: Together with selected partner banks, renowned institutions like the ETH AI Center and the University of St. Gallen, as well as our valued end customers, we develop and validate new trends and technologies at an early stage. The results of this work then flow seamlessly into our products and solutions.

Innovation platform

Our research app Walter Finance

Walter Finance, our research app, enables us to make new digital services accessible to a limited audience as part of our innovation work, so we can test them thoroughly. We also operate a number of other sub-labels for various projects and solutions.

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Walter Finance App

Spending under control thanks

Walter helps you understand your purchasing behaviour better. So you can make more deliberate decisions about what to spend your money on – week after week, month after month. Studies by the Federal Institute of Technology (ETH) reveal that people make smarter purchasing decisions if they become conscious of their spending and categorise it.

More sustainability in your purchases

Sustainability starts with all of us, and every step counts on the path to a viable future. To change things, you have to understand them. That’s why Viseca has added a CO2 tracker to the Walter app. So you can keep an eye on the consequences of your consumption and adapt your purchasing behaviour. Smart, transparent, sustainable.

Subscriptions

Netflix, DisneyPlus, Spotify, Apple Music, newspapers: The average consumer today has many different subscriptions. With Walter, you can see all your subscriptions and know exactly how much you spend on them every month.

Features

Digital Receipt Study: Drivers and Barriers to Adoption of Digital Receipts

As part of the study, we investigated the factors that stand in the way of more widespread adoption of digital receipts and looked at how these obstacles can be overcome.

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Application potentials and examples for Conversational Interface

With this study, we examined where the greatest potential for the use of “conversational interfaces” lies and how we can exploit this for Viseca customers.